Payment Methods

Is my payment information secure?

Yes. STWUI.com is fully secured with SSL encryption and all transactions are processed through trusted, PCI-compliant payment providers. We never store your full card number or CVV on our servers. Your information stays private from start to finish

What payment methods does STWUI accept?

We accept all major credit and debit cards (Visa, Mastercard, American Express, Diners Club, Discover), digital wallets (Apple Pay, Google Pay, Amazon Pay, PayPal, Venmo), Shop Pay accelerated checkout, and Shop Pay Installments / Affirm for buy-now-pay-later. The options available to you will be shown at checkout.

Can I pay with PayPal?

Yes. Select PayPal at checkout and you'll be redirected to PayPal's secure payment page to confirm your purchase. No PayPal account required — on the PayPal page, choose Pay with Debit or Credit Card to complete your order as a guest.

Can I pay with Venmo?

Yes. Select Venmo at checkout to pay using your Venmo balance or linked bank account. Venmo availability depends on your device and region — if it's supported for your checkout, it will appear as an option.

What is Shop Pay?

Shop Pay is Shopify's accelerated checkout. It securely saves your shipping and payment information so you can check out faster on future orders — no re-entering your details every time. Just enter your email at checkout to opt in.

What is Shop Pay Installments / Affirm? Can I split my payment?

Yes — STWUI supports Buy Now, Pay Later through Shop Pay Installments, powered by Affirm. Depending on your order amount and eligibility, you may be able to split your purchase into 4 interest-free payments or choose a longer monthly plan. Rates range from 0% to 36% APR. Select Shop Pay at checkout, then choose the installment option to see your available plans.

Will checking my eligibility for installments affect my credit score?

No. Affirm runs a soft credit check to determine eligibility, which does not impact your credit score.

When is my card or wallet charged?

For standard purchases, your payment method is charged when your order is confirmed and begins processing — typically immediately after checkout. For Shop Pay Installments, your first payment (or down payment, if required) is collected at the time of purchase, with subsequent payments scheduled according to your selected plan.

What if my payment is declined?

Double-check that your card details, billing address, and expiration date are entered correctly. If the issue persists, try a different payment method or contact your bank — sometimes card issuers flag new or online transactions as a precaution. Still stuck? Email us at support@stwui.com and we'll help you through it.

Can I use a promo code or discount at checkout?

Yes. You'll see a field to enter your promo code on the checkout page before confirming payment. Only one code can be applied per order. If you're having trouble, reach out to us at support@stwui.com and we'll get it sorted.

Does STWUI charge sales tax?

We're required to collect Sales & Use Tax on orders shipped to certain U.S. states. If applicable, the tax amount will appear after you enter your shipping address at checkout — before you finalize your order. No surprises at the end.