Payment Methods
Checking out should be as easy as setting up your screen. STWUI supports a wide range of secure payment options — use whatever works best for you.
Your payment information is protected at every step. We do not store full card numbers on our servers, and all transactions are processed through trusted, industry-standard payment providers.
Accepted Payment Methods
Credit & Debit Cards
Pay securely with any of the following major cards:
- Visa
- Mastercard
- American Express
- Diners Club
- Discover
Your card details are encrypted at checkout. STWUI does not collect or store your credit or debit card number on our servers. For questions about a specific charge or transaction, please contact your card-issuing bank directly.
Digital Wallets
Skip the card entry — fast, secure checkout with your preferred digital wallet:
- Apple Pay — Pay with Face ID, Touch ID, or your Apple Watch. Your actual card number is never shared with STWUI; Apple Pay transmits an encrypted token specific to each transaction.
- Google Pay — Secure checkout using a virtual account number linked to your payment method. Your real card number is never sent to the merchant.
- Amazon Pay — Use the payment method and shipping info already saved in your Amazon account to check out quickly on STWUI.com.
- PayPal — Select PayPal at checkout to complete your purchase securely on PayPal's own page. No PayPal account? Choose Pay with Debit or Credit Card on the PayPal checkout page to pay as a guest.
- Venmo — Pay directly from your Venmo balance or linked bank account at checkout.
Wallet availability may vary depending on your device, browser, and region. The options available to you will appear at checkout.
Shop Pay — Accelerated Checkout
Shop Pay is Shopify's accelerated checkout that saves your email, shipping address, and payment info for faster future purchases. Enter your email at checkout and opt in to save your information — next time, you're one tap away from done.
Shop Pay also encrypts and secures your data, and your saved information is never shared with STWUI or third parties without your permission.
Buy Now, Pay Later — Shop Pay Installments & Affirm
Want to spread the cost? STWUI supports Shop Pay Installments, powered by Affirm, so you can pay for your gear over time.
- Split your purchase into 4 interest-free payments (for qualifying orders)
- Or choose monthly installment plans for larger purchases
- Rates from 0% – 36% APR, depending on your eligibility and selected plan
- A down payment may be required for some plans
How it works: Select Shop Pay at checkout, then choose the installment option. Affirm will run a quick eligibility check — it takes seconds and won't affect your credit score to check. If approved, you'll see your available plans and confirm your schedule before completing the purchase.
Payment options through Shop Pay Installments are provided by Affirm's lending partners. See affirm.com/lenders for details. State-specific notices: affirm.com/licenses.
Payment Security
STWUI.com uses SSL encryption across all pages and checkout flows. All payment transactions are processed through trusted, PCI-compliant providers. We do not store your full credit card number, CVV, or bank account details on our servers at any time.
If you ever notice an unexpected charge or have concerns about a transaction, contact us at support@stwui.com and we'll help you sort it out.
Sales & Use Tax
STWUI is required by law to collect Sales & Use Tax on orders shipped to certain U.S. states. If applicable, the tax amount will be calculated and displayed after you enter your shipping address at checkout — before you confirm payment.
Sales tax is calculated based on your shipping address, the items in your order, and applicable state and local tax rules.
Is sales tax refundable? If an eligible order is refunded, any applicable sales tax paid on that order will also be refunded in accordance with state tax rules and our Refund Policy.
Payment FAQ
Is my payment information secure?
Yes. STWUI.com is fully secured with SSL encryption and all transactions are processed through trusted, PCI-compliant payment providers. We never store your full card number or CVV on our servers. Your information stays private from start to finish
What payment methods does STWUI accept?
We accept all major credit and debit cards (Visa, Mastercard, American Express, Diners Club, Discover), digital wallets (Apple Pay, Google Pay, Amazon Pay, PayPal, Venmo), Shop Pay accelerated checkout, and Shop Pay Installments / Affirm for buy-now-pay-later. The options available to you will be shown at checkout.
Can I pay with PayPal?
Yes. Select PayPal at checkout and you'll be redirected to PayPal's secure payment page to confirm your purchase. No PayPal account required — on the PayPal page, choose Pay with Debit or Credit Card to complete your order as a guest.
Can I pay with Venmo?
Yes. Select Venmo at checkout to pay using your Venmo balance or linked bank account. Venmo availability depends on your device and region — if it's supported for your checkout, it will appear as an option.
What is Shop Pay?
Shop Pay is Shopify's accelerated checkout. It securely saves your shipping and payment information so you can check out faster on future orders — no re-entering your details every time. Just enter your email at checkout to opt in.
What is Shop Pay Installments / Affirm? Can I split my payment?
Yes — STWUI supports Buy Now, Pay Later through Shop Pay Installments, powered by Affirm. Depending on your order amount and eligibility, you may be able to split your purchase into 4 interest-free payments or choose a longer monthly plan. Rates range from 0% to 36% APR. Select Shop Pay at checkout, then choose the installment option to see your available plans.
Will checking my eligibility for installments affect my credit score?
No. Affirm runs a soft credit check to determine eligibility, which does not impact your credit score.
When is my card or wallet charged?
For standard purchases, your payment method is charged when your order is confirmed and begins processing — typically immediately after checkout. For Shop Pay Installments, your first payment (or down payment, if required) is collected at the time of purchase, with subsequent payments scheduled according to your selected plan.
What if my payment is declined?
Double-check that your card details, billing address, and expiration date are entered correctly. If the issue persists, try a different payment method or contact your bank — sometimes card issuers flag new or online transactions as a precaution. Still stuck? Email us at support@stwui.com and we'll help you through it.
Can I use a promo code or discount at checkout?
Yes. You'll see a field to enter your promo code on the checkout page before confirming payment. Only one code can be applied per order. If you're having trouble, reach out to us at support@stwui.com and we'll get it sorted.
Does STWUI charge sales tax?
We're required to collect Sales & Use Tax on orders shipped to certain U.S. states. If applicable, the tax amount will appear after you enter your shipping address at checkout — before you finalize your order. No surprises at the end.
Questions about payment, checkout, installments, or billing?
Email us at support@stwui.com — we respond within 1 business day (Monday – Friday).

